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		Volume 
		8, Issue I                                                                                   
		                                             Spring 2000 |  
		
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		SOMETHING 
		FISHY 
		 Have you rejected the idea of 
		having pets because you are not particularly wild about the idea of 
		walking them, cleaning up hair around the house, or having them climb up 
		into bed with you? Well, you are in luck. Some of the most beautiful 
		creatures on this earth require very little maintenance. The neighbors 
		will have no reason to make disparaging remarks due to pet noise or 
		unwelcome visits across the property line. Few pets can compete with the 
		beauty of those found in saltwater aquariums. While the initial cost to 
		join this unusual club is not cheap, the overall expense of owning and 
		maintaining an aquarium compares favorably with that of those pets with 
		legs. Such exotic swimmers as yellow tangs, butterflies, damsels, 
		angelfish, sharks, clownfish and triggerfish are available for your 
		selection and enjoyment. Getting started can cost as 
		little as $500 for a relatively small 55 gallon tank or $1,200 for a 
		larger 90 gallon size. These prices include a tank, stand, salt, sand, 
		gravel, an air pump, heater, filter and supply of fish. If a coral reef 
		outfit is in your plans, expect the price to double. While the above 
		prices are inclusive of fish, a closer look at the cost of fish can be 
		an eye and wallet opener. Depending upon where you shop prices can range 
		from an estimated $5 for Damsels, $20 for Tangs and Clowns, $120 for 
		Butterflies and $250 for Sharks. Maintenance cost to the contrary is not 
		very high. An estimated budget of $20 to $30 per month should cover 
		salt, etc., depending upon the tank size. Here are a few tips for 
		saltwater aquarium beginners. Educate yourself prior to purchasing 
		anything. Locate a knowledgeable and trustworthy vendor and listen to 
		his advise. Purchase only hardy and economical fish early on, and do not 
		overcrowd the tank. A couple of good websites for beginners are
		www.masla.com and
		www.saltaquarium.about.com.
		 
 
		ELLIOTT® 
		Serves All of Georgia, The Carolinas and Tennessee 
		 Effective 
		immediately ELLIOTT® & Company Appraisers is offering appraisal services 
		in all counties in the states of Georgia, North Carolina, South Carolina 
		and Tennessee. "Many of our clients have a need for services in areas 
		outside the major cities where most of our offices are located," states 
		Charlie Elliott, company President. "In the past we have been unable to 
		offer service in some areas; however, today we have the system and the 
		network of appraisers to reach all of the counties within these states," 
		says Elliott. ELLIOTT® & Company Appraisers currently has 13 real estate 
		appraisal offices and a client base of 3,000 clients. ELLIOTT® accepts 
		orders directly at each of its offices for service in the local area. A 
		directory of offices listing all contact information is included in this 
		publication. Orders are also accepted electronically through the 
		company's web site at 
		www.elliottco.com, or via fax at 336-854-7734 through the central 
		office. For additional information contact the central office at 
		800-854-5889. Clients having 
		appraisal needs in the Richmond area will find Dale eager to serve their 
		needs. Contact information is listed in the company directory contained 
		herein.   |  
  
   
    
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		|  |  Charlie 
		ElliottPresident
 |  |  Is it for real this time? About 
		five years ago both appraisers and lenders were served notice in the 
		form of a near ultimatum by speakers on the national speaking circuit to 
		be prepared to transmit and receive appraisals electronically, and 
		immediately, or risk becoming dinosaurs. Today, as we enter the new 
		millennium, we see few dinosaur bones; however, we are again reminded 
		that the electronic age is here for appraisers. Well, this time we 
		believe that it is for real! The bulk of electronic transfers will take 
		place over the Internet, not over conventional telephone lines. This 
		will be cheaper and faster. We at ELLIOTT® & Company Appraisers embrace 
		this new medium for transferring our product to our clients. We are in 
		the process of acquiring and installing the necessary software to 
		transmit our product electronically. Inquiries and orders from our 
		clients, seeking this service, are welcome.
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		|   Jessie 
		Roper has been promoted to Vice President and Operations Manager of the 
		central office of ELLIOTT® & Company Appraisers. Jessie has been 
		employed by the company for five years and was most recently employed as 
		Controller. "We are pleased to be able to promote such a qualified 
		individual from within our ranks," reports Charlie Elliott, company 
		President. "Our company has and is expected to continue experiencing 
		rapid growth, requiring a stronger management team in the future. With 
		Jessie's background and talents, she was a natural choice for the 
		position," Elliott said. 
		
		Jessie, a native of Louisiana, resides in Greensboro, N.C., with her 
		husband, Don. 
 Congratulation is in order for 
		the following people, who achieved ELLIOTT® & Company Appraisers 
		excellence in production recognition for the last year of the 
		millennium: 
		
		| Top Producing Office |  |  
		| Boone, NC, Martitia Mortimer | Gold |  
		| N. Myrtle Beach, SC, Tom Kearney | Silver |  
		| Winston-Salem, NC, Joyce Pusey | Bronze |  
		|  |  |  
		| Top Producing Manager |  |  
		| Joyce Pusey, Winston-Salem, NC | Gold |  
		| Shawn Mayo, Charlotte, NC | Silver |  
		| Paul Ray, Charlotte, NC | Bronze |  
		|  |  |  
		| Top Producing Appraiser |  |  
		| Bill Parker, Boone, NC | Gold |  
		| Barry Weaver, Boone, NC | Silver |  
		| Todd McCoy, Boone, NC | Bronze |  
		|  |  |  |  
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		Quotes of Wisdom 
		and Wit 
		Napolean Hill 
		Every adversity, every failure, 
		and every heartache carries with it the seed of an equivalent benefit.
 Success requires no explanation, failure permits no alibies.
 
 What the mind of man can conceive and believe, it can achieve.
 Yogi Berra 
		It ain't over til it's over.
 This is like déjà vu all over again.
 
 You can observe a lot by just watchin'.
 
 When you come to a fork in the road, take it.
 
 It was impossible to get a conversation going. Everybody was talking too 
		much.
 Albert 
		Einstein 
		When the answer is simple, God 
		is answering.
 Problems cannot be solved at the same level of awareness that created 
		them.
 
 Sometimes one pays most for the things one gets for nothing.
 
 In the middle of difficulty lies opportunity.
 
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