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		Volume 
		9, Issue I                                                                                                                      Spring 2001 |  
		
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		FREE 
		ONLINE 
		SERVICES 
		AVAILABLE 
		TO 
		COMPUTER 
		USERS 
		 The Internet 
		has become more important to the business world. In fact, it is a 
		growing part of more people’s everyday lives. Some still think of being 
		able to use the Internet as being a rather expensive proposition, but 
		that certainly does not have to be the case. In fact, it doesn’t have to 
		cost anything at all. 
 There are three types of Internet services that can be obtained for no 
		charge – that’s right, absolutely free. They are e-mail service, 
		Internet access and Web site hosting.
 The key to the availability of these free services is advertising. Just 
		like network television or commercial radio stations, these sources 
		place ads on the Internet user’s computer screen. Therefore their 
		revenue for providing this service comes from a source other than the 
		actual user.
 
 E-mail: You don’t even have to own a computer to get a free e-mail 
		account. Through sources such as Mail.com, Hotmail or Yahoo you can 
		maintain an e-mail address, send messages and retrieve your own messages 
		at any computer that has Internet access.
 
 Internet access: Some of the companies that offer free Internet access 
		include NetZero, BlueLight, Juno, WorldSpy, Freei, Freewwweb and 
		FreeNSafe. Depending on your location, the access number for some of 
		these may require long-distance charges.
 
 Web site hosting: There are literally hundreds of companies that offer 
		free Web site hosting. CNET, an Internet news service, rated its 100 
		best in this category. At the top of the list were Bigstep, Doteasy, 
		Fws1 and Jumpline.
 
 Needless to say, if you take advantage of these free services there are 
		limitations. Storage of mail is limited on the free e-mail accounts. 
		Hours are usually limited under the free Internet access plans. And the 
		cost-free hosted Web sites tend to have limited ability for some of the 
		more elaborate functions. Some of these free providers may also retain 
		copyright privileges of the user’s stored work. But at those prices, how 
		can you complain? If it’s not enough, you can always upgrade if you’re 
		willing to pay the difference.
 Finding out which Internet service best fits your needs may require a 
		little research and decision making on your part. You may even elect to 
		subscribe to a higher level of service for which you pay a fee. But 
		money (or lack of it) cannot be considered a valid reason for not being 
		able to take advantage of the basic services offered on the Internet.
 
 
		ELLIOTT® & Company 
		Appraisers Accepts Plastic 
		 Effective 
		immediately, participating ELLIOTT® & Company Appraisers offices will 
		begin to accept credit cards on appraisal orders. Visa or Master Card 
		payments for orders will be accepted via fax upon acceptance of the 
		order or upon inspection at the property. 
 “This change is in keeping within our objective to make our services as
  convenient and 
		available as possible,” stated company President Charlie Elliott. 
		“Recently we have had a number of requests for the service. It seemed 
		that the timing is right for our company to take the initiative in this 
		area as few if any of our competitors accept credit cards as payment for 
		appraisal services. This move is especially important to our firm and 
		clients since we provide appraisal services in all 50 states throughout 
		the country. Credit and collections becomes less of an issue and 
		collecting cash in advance is no longer the sole method of accepting 
		advance payments.” 
 The company charges a small additional service charge for transactions 
		involving credit cards.
 ELLIOTT® & Company Appraisers has 12 offices located within four states 
		and offers appraisal service nationwide through a network of appraisers. 
		The company appraises residential as well as commercial real estate, and 
		some offices are independently owned and operated.
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		|  |  Charlie ElliottPresident
 |  |  The names and identities of our 
		major banks and mortgage companies keep changing like the colors of a 
		chameleon. Within the past two or three years some of the nation’s banks 
		are merging at a rate not remembered by most of us. Wells Fargo has 
		taken over Norwest, Bank of America has taken over NationsBank and 
		Wachovia will be the surviving name when it merges with First Union. 
		First Union has bought and closed down The Money Store, while Cendant 
		Mortgage, a previously unheard-of name, has become one of the largest 
		mortgage companies in the country. Oh well, I suppose it must just be a 
		sign of the times. Speaking of signs, did you ever wonder what banks do 
		with all of those old signs each time there is a name change? First 
		Union alone has 2,000 branches. There must be a big pile of them 
		somewhere. 
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		|  ELLIOTT® 
		& Company Appraisers held its annual awards banquet last March at Market 
		Street West Restaurant in Greensboro. The awards were presented to 
		appraisers, managers and offices for top production during the year 
		2000. The Boone, N.C. office, which is operated by Martitia Mortimer, 
		SRA, was presented the Gold Award for top producing office. Barry 
		Weaver, who works out of that office, won the Gold Award for top 
		producing appraiser. The Gold Award for top producing manager went to 
		Joyce Pusey, SRA, of the Winston-Salem, N.C. office. Also awarded were Bill Parker of the Boone office (Silver) and Ashley 
		Martin of the Columbia, S.C. office (Bronze) in the top producing 
		appraiser category; Shawn Mayo of High Point, N.C. (Silver) and Paul Ray 
		of Charlotte, N.C. (Bronze) as top producing managers and Greensboro, 
		managed by Robert Brown (Silver) and Pusey’s Winston-Salem (Bronze) as 
		the top producing offices.
 
 ELLIOTT® & Company Appraisers 
		has moved its central office to a recently completed building in 
		northwestern Greensboro. Since 1985 the company had been based in an 
		office park in the southwestern section of town. The new address is 
		3316-A Battleground Ave. (Zip: 27410).
 "We have moved to a larger facility to accommodate the growth that we’re
 continuing to experience as well as to make our service more
 convenient to our
 customers," said company president Charlie Elliott. "Our new offices 
		have a state-of-the-art communications system, including high-speed 
		Internet, data and telephone services," he said. "This state-of-the-art 
		facility will permit us to expand our services and enhance our 
		technology more rapidly."
 
 In the last issue of The 
		Appraisal Advisor it was announced that our Web site at 
		www.elliottco.com had been expanded by over 60 links. Since then, nearly 
		40 more have been added, bringing the total of links to 100. They are 
		divided into 12 categories: associations, commercial property, credit 
		reports, directories, government agencies and programs, homes, home inspectors, interest rates, maps, 
		mortgage loans, moving companies, parcel shipping and taxing, property 
		tax data, real estate news, weather and other (which includes real 
		estate clip art and Real Estate Job Store). Check it out and see for 
		yourself how using our enhanced Web site can make your job
 easier.
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		Quotes of Wisdom 
		and Wit 
		"A wise man will make more 
		opportunities than he finds."    – Francis Bacon
 "Facts are stubborn things; and what-ever may be our wishes, our 
		inclinations or the dictates of our passions, they cannot alter the 
		state of facts and evidence."   – John Adams
 
 "A man is not old until regrets take the place of dreams."   – 
		John Barrymore
 
 "When you blame others, you give up your power to change."   – 
		Dr. Robert Anthony
 
 "Don’t be afraid of death so much as an inadequate life."   – 
		Bertolt Brecht
 
 "You will never find time for anything. If you want time you must make 
		it."   – Charles Buxton
 
 "The way to love anything is to realize that it might be lost."   
		– G.K. Chesterton
 
 "Trust everybody, but cut the cards."   – Finley Peter Dunn
 
 "Give light, and the darkness will disappear of itself."   – 
		Erasmus
 
 "Never open the door to a lesser evil, for the other and greater ones 
		invariably slink in after it."   – Baltasar Gracian
 
 "Education is a progressive discovery of our own ignorance."   
		– Will Durant
 
 "By doing just a little every day, I can gradually let the task 
		overwhelm me."   – Ashley Brilliant
 
 "Retire? I’m going to stay in show business until I’m the only one 
		left." – George Burns
 
 
		
		Bumper Stickers
 I don’t suffer from insanity; I 
		enjoy every minute of it.
 
 Forget about world peace; visualize using your turn signal.
 
 Always remember you’re unique – just like everyone else
 
 There are three kinds of people: Those who can count and those who 
		can’t.
 
 I fish. Therefore, I lie.
 
 LOTTERY: A tax on people who are bad at math.
 
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