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      | JANUARY 2004 | A Publication of 
ELLIOTT® & Company Appraisers    |  
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      | Charlie Elliott 
      will Guest on Internet Radio Show |  
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       Charlie Elliott, president of ELLIOTT® & Company Appraisers, will appear 
      as a guest on Mortgage Radio. Mortgage Radio is hosted by Bill Draving on 
      Mortgage Mag, which can be reached on the Web at www.mortgagemag.com. The 
      upcoming show will be broadcast live on Tuesday, February 3, at 4 p.m. 
      EST. 
 Mortgage Radio comes on every Tuesday, Wednesday and Thursday at the same 
      time. If you miss the show, it will be posted on their Web site.
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        | ELLIOTT® & 
        Company Appraisers Posts Record Year in 2003 |  
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        |  For 
      the second consecutive year, ELLIOTT® & Company Appraisers has established 
      a new record for business. The number of appraisal orders the company 
      received in 2003 was a 37% increase from that of the previous record year 
      if 2002. The company’s dollar revenue increased by 23% over what is was in 
      2002. 
 ELLIOTT® & Company Appraisers has 10 offices and provides appraisal 
      service in all 50 states in the United States. The company has a client 
      base in excess of 5,800 clients and a national network of over 2,500 
      appraisers. It is based in Greensboro, NC, and specializes in providing 
      appraisals anywhere in the United States.
 
 For more information visit the company’s Web site at
      www.appraisalsanywhere.com.
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                | Quotes 
                of Wisdom and Wit |  
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                “Great spirits have always 
                encountered violent opposition from mediocre minds.” – Albert 
                Einstein
 “I haven’t failed. I’ve found 10,000 ways that don’t work.” – 
                Benjamin Franklin
 
 “The Constitution is not an instrument for government to 
                restrain the people; it is an instrument for people to restrain 
                the government.” – Patrick Henry
 
 “The time to repair the roof is when the sun is shining.” – 
                John F. Kennedy
 
 “Nearly all men can stand adversity, but if you want to test a 
                man’s character, give him power.” – Abraham Lincoln
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 ELLIOTT® & Company Appraisers 
            currently offers appraisal service throughout all 50 of the United 
            States. Clients are encouraged to place orders directly to any 
            office local to properties to be appraised or to the central office 
            for assignment.
 Orders may 
            be placed via telephone, fax or through the company's Web site. All 
            Internet orders will be processed through the central office. 
             
            Some 
            Offices Are Independently Owned and Operated
 |  | 3316-A Battleground AvenueGreensboro, NC 27410
     
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